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Service You Deserve, People You Trust ! |
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Park Place |
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1955 Hunts Lane, San Bernardino, California, 92408, (909) 915-1337 |
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Home The Inland Empire/webcams Post My Garage Sale / Event Service Commitment Home Market Analysis Relocation Services Can I get a Loan? Real Estate Directory
Here is a list of qualified lenders to chose from:
Alpac funding apply online here
Your income: |
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| Your monthly income (before taxes): | |
| Co-borrower's monthly income: | |
| Other income *: | |
| * Alimony, child support or separate maintenance income need not be revealed unless you want to have it considered as a basis for repaying the loan. | |
Your current monthly debts **: |
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| Auto Loans: | |
| Student Loans: | |
| Credit Cards: | |
| Other Loans: | |
| ** Installment loans with fewer than 10 months remaining need not be reflected. | |
| The approximate maximum monthly
housing payment you may qualify for is: |
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The maximum payment shown would include principal and interest to repay the loan plus monthly costs for taxes and homeowners insurance. It may also include private mortgage insurance. A real estate agent or your GMAC Mortgage representative can help you translate this into a loan amount based on the average cost in your area and current interest rates.
Our calculator is based on a 38% allowance for debt as a percentage of income. But this allowance can be higher or lower depending on the type of loan that works for you. Use this calculator as a guide, but don't assume that a slight difference in price will mean you can't qualify.
Increasing your income certainly helps (easy, right?). Another way is to pay off large debts, such as credit card balances or car loans. In addition, we offer a lot of first time buyer programs (not all just for first timers) that can increase your borrowing power.
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Home The Inland Empire/webcams Post My Garage Sale / Event Service Commitment Home Market Analysis Relocation Services Can I get a Loan? Real Estate Directory